Credit Report Background Check

Learn About The Reliability of Your Employee

Background checks are there to provide you, the employer, with thorough unbiased information that lets you know how much you can really count on your new employee. With the right information, you’ll be able to see if they’re telling you lies about their past experience, the places they’ve lived in, and other details. A detailed credit report is an excellent way to determine if your potential employee is a trustworthy individual, as you’ll be able to see how they’ve treated their bank and handled various business transactions in the past. This valuable information could save you from making a bad hire.

At 3rd Degree Screening, we offer several different types of credit reports to help you hire the prospective individual with confidence. You can choose from an employment credit report, a tenant credit report, or an on-site inspection.

Employment Credit Report

Provides a credit report that does not have a credit score.

Instead, the report reflects:

Current and previous negative account information

Collections

Liens

Highest credit extended

Past due amounts

Credit limits

Average monthly payment information

Balances

Percentage of available credit

Tenant Credit Report

This specific type of report provides a credit report identical to an employment credit report, with the addition of a credit score included in the information provided.

On-Site Inspection

To be an end-user of consumer credit reports for employment or tenant screening purposes, your company must complete an industry-required, third-party, on-site visit at your physical location. There is an additional fee of $80 for an industry-required site inspection of your physical location. The approval process may take up to seven days to complete.

An employer, above all, needs to be able to trust their employees. These are the people who make the face of your business. These are the people that every client and potential customer that comes to you, experiences first. To put your right foot forward, you’ll need more than just a capable hiring team. You’ll need a capable background check program that you can rely on to reveal facts and important information about the people you’re looking to hire.

Protect your company by seeking the truth sooner rather than later. Contact us today to find out more about our individual packages now.